A Time to…The Teacher’s Edition

Posted in Life by

Wendy Heinemann

A summary of my homily at the Opening Faculty Eucharist…

A Time for Everything: Ecclesiastes 3:1-8

3 There is a time for everything,
    and a season for every activity under the heavens:

2     a time to be born and a time to die,
    a time to plant and a time to uproot,
3     a time to kill and a time to heal,
    a time to tear down and a time to build,
4     a time to weep and a time to laugh,
    a time to mourn and a time to dance,
5     a time to scatter stones and a time to gather them,
    a time to embrace and a time to refrain from embracing,
6     a time to search and a time to give up,
    a time to keep and a time to throw away,
7     a time to tear…

View original post 424 more words

Getting a Handle on Family Finances

Posted in Life by

It took a long time for me to be able to write an encouraging post about finances. Here it is!

Wendy Heinemann

moneyBefore I tell you what we’ve accomplished and where we are headed, I want to come clean about our financial history. Here goes:

My mom ran the finances in my childhood household. We always had what we needed, but never an overabundance. She used some kind of cash envelope system, which I didn’t understand. My parents had credit cards and I remember when they took out a second mortgage. I understood how to balance a checkbook, but got a credit card in college and admittedly charged too much with no real plan to pay it off.

My husband came from a large family that never had enough money. He grew up on food stamps and the charity of others. He lived for three years without electricity and his parents used the SSNs of the kids to open accounts. He inherited a mess and he didn’t have the knowledge or guidance to improve his situation.

View original post 502 more words